Why Should I Get Renters Insurance?

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One of our most asked questions is if getting renters insurance is worth the extra money. There are many reasons why getting a renters policy is a great idea. There is always the obvious, that if there is a fire or someone breaks in then you are financially covered to be able to deal with that. Some landlords are even requiring tenants to purchase renters insurance to ensure coverage, as some landlord’s policies may not cover everything. Your policy could also pay for any hotel bills or meals that you would have to pay for while unable to live in your apartment.

Some people are hesitant because they may not have a lot of  objects in their apartment. However, if you take stock of everything in your apartment that you own, you may be surprised at how much you have. Also, most people don’t realize that the renters policy includes liability coverage as well.    The liability coverage would protect you from legal action taken by someone bitten by your dog or hurt while in your home.

For more information on renters insurance, you can watch the video below featuring one our agents, Jarod Stolly. If you would like a quote, you can give us call at 419-227-2570.