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Firework Safety Tips for this Weekend

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On July 4, 1776 the United States claimed freedom from England and adopted the Declaration of Independence.  Since that year, we celebrate Independence Day with our friends and families and remember how far our nation has come.  We love grilling out, swimming, and this year we get to enjoy a three day weekend.   But we have one thing that sets this holiday apart from the rest: fireworks!  As a country we go through roughly 200 million pounds of fireworks every year! That’s quite a few pounds of fun.  However, fireworks should be used only with great caution.

Here at Stolly Insurance Lima, we wanted to make sure that our customers were aware of some things about fireworks from an insurance side. Ohio is one of the most restrictive states with their fireworks laws, according to about.com, “It’s not legal to discharge non-novelty, consumer fireworks, such as firecrackers and bottle rockets in Ohio without an exhibitor’s license (even though it IS legal to purchase these items.) Professional-grade fireworks are not legal to purchase or discharge in Ohio without a professional operator’s license.” Offenders could be given a $1,000 fine and up to 6 months in jail.

Even though legal, non-novelty fireworks are small, you can cause serious damage if used incorrectly. Here are a few tips to consider while enjoying your weekend:

  • Use fireworks outdoors only
  • Point fireworks away from homes, buildings and people
  • Store fireworks in a cool, dry, and dark place
  • Keep a hose or buckets of water close in case of fire
  • Wear safety glasses while setting off fireworks
  • Don’t ignite in a container
  • Don’t use them in windy conditions
  • Light one at a time.

Accidents do happen, and that’s why it is important to make sure your homeowners and car insurance are up to date. Most accidents could be covered under your policy, but there is no way of knowing that everything will be covered if something happens that was intentional. For instance if you get into that epic bottle rocket war with your friend and they are injured, you may not be covered.

Just a little reminder that Stolly Insurance will be closed this Monday for Independence Day! We hope everyone has a great day off, and we will see you when we reopen Tuesday! The safest way to enjoy fireworks on the 4th is to let the professionals do the work. Check out some of the firework displays that are happening all round Lima!