Finding Obscure Home and Auto Insurance Discounts

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Finding Obscure Home and Auto Insurance Discounts

If you are like me you pinch pennies whenever you can. You might clip coupons, stand in line for hours on black Friday, sign up for anyone’s rewards program that will take you, or bargain shop on-line. Well the same can be true for your car and house insurance. Here at Stolly Insurance, we do our best to get you the lowest rates possible while providing outstanding coverage to our customers. There are a lot of discounts that different companies offer. Here are just a few of the obscure discounts and factors not everyone knows about.

  • Payment Type – If you are able to afford it, we suggest paying for your premium all in one payment up front. Many companies give discounts to customers that pay in whole and not in payments. Interest adds up when you opt for payments.
  • Paperless – If you decide to go paperless many companies will give significant discounts because of its convenience and it costs the company less money.
  • Credit – The most common way to get a lower premium is to improve your credit score. Simply put, the better the credit score, the lower the premium.
  • Good Student – If you have a student on your car insurance policy it can make your rates go up. However, if your student makes good grades you can turn that into a good student discount.
  • Member Discounts – Many companies give discounts to active and former military members, alumni associations, or educational organizations. Check with your organization to see what companies participate.
  • Bundle – If you have you home and auto in the same company, they will usually give you a bundle discount.
  • Multi Car – If you have more than one car on your auto policy, it may be less expensive than having just one car. It is more cost effective to keep multiple cars on your policy than having a single car policy.
  • Anti-Theft – If you have a working car alarm and multiple anti-theft devices in your car, you may be eligible for a discount.

Call your Stolly Agent to find out what kind of discounts we may be able to apply to your policy. If you would like to see what kind of money we can save you call us today, or visit our request a quote page.