COVID-19 Updates »

Following and Preparing for COVID-19

We continue to monitor the developments of the coronavirus (COVID-19) and are taking measure to ensure the service provided to our policyholders remain at the high level that you value and expect. Our highest priority is the health and safety of our customers and staff members.

Premium Refunds & Delayed Payment Options

Please contact our office to speak with one of our team members about specifics regarding what options your insurance carrier may be offering.

Additional insurance-related resources

December 22, 2020

$5 billion on its way to Ohio employers to ease COVID-19 impact

COLUMBUS – The Ohio Bureau of Workers’ Compensation will begin issuing $5 billion in dividends to Ohio employers on Thursday, December 10, 2020 to ease COVID-19’s impact on the state’s business community and economy, bringing its total dividends this year to nearly $8 billion.

To learn more, follow the following link . . .

$5 Billion on its way to Ohio employers

September 22, 2020

The Ohio School Plan has announced that they will be providing limited defense coverage for COVID-19 liability claims.   This coverage will automatically be rolled unto Member’s current policy retroactively effective on 7/1/2020.

See announcement

September 14, 2020

Ohio Governor Mike DeWine signed House Bill 606 into law. House Bill 606, sponsored by Representative Diane Grendell, ensures civil immunity to individuals, schools, health care providers, businesses, and other entities from lawsuits arising from exposure, transmission, or contraction of COVID-19, or any mutation of the virus, as long as they were not showing reckless, intentional, or willful misconduct.

Ohio Governor Mike DeWine signed House Bill 606 into law. House Bill 606, sponsored by Representative Diane Grendell, ensures civil immunity to individuals, schools, health care providers, businesses, and other entities from lawsuits arising from exposure, transmission, or contraction of COVID-19, or any mutation of the virus, as long as they were not showing reckless, intentional, or willful misconduct.

Read more . . .

Signs House Bill 666

August 11, 2020
Reopening Schools

Reopening Schools
Non-Contact Sports Competitions
Skills Training Waiver

May 19, 2020
Ohio School Plan Returns Premiums to Members

Read announcement

May 15, 2020
COVID-19 RESOURCES from Liberty Mutual

See resources available

May 7, 2020
Sector-Specific Operating Requirements

Read more

April 27, 2020
Gov Dewine Announces Details of Ohio’s Responsible Restart Ohio Plan

Read announcement

April 17, 2020
Information for Municipalities – Ohio Plan

April 15, 2020
CARES Act – Small Business Loan Overview

Read more

April 9, 2020
Financial Relief for Employers in the Federal Phase III COVID-19 Stimulus Law

Read Summary

April 8, 2020
Another Workers’ Compensation Dividend On Its Way to Ohio Business

Ohio Gov. Mike DeWine announced the Bureau of Workers’ Compensation (BWC) will send up to $1.6 billion in dividends to Ohio employers to help ease the impact of the COVID-19 crisis.

This dividend will allot $1.4 billion to private employers and $200 million to local governments when approved by BWC’s board of directors.

BWC will begin sending dividend checks to employers later this month. This dividend marks the sixth time since 2013 the agency has returned at least $1 billion to employers following strong investment returns, falling injury claims and other operational efficiencies. As with past rebates, employers are free to spend the funds as they wish.

While workers’ compensation in Ohio is a monopolistic system, it continues to be an area where your commercial clients have been positively impacted by BWC’s repeated rebates the past seven years. We encourage you to continue to explore how you can become an advisor to your clients on their Ohio workers’ compensation needs by learning more about OIA’s Group Rating and Retro programs.

April 3, 2020
Covid-19 Loans and Grants

March 30, 2020
For Small Businesses

Most up-to-date summary information on the recently passed CARES Act and SBA Loans.

March 26, 2020
A letter from Stolly Insurance

To our Stolly Insurance extended family:

First and foremost, we hope that you and your family are safe and healthy.

We wanted to reach out to everyone and let you know that we are here for you.   Although we have closed our offices to foot traffic, all of our offices remain open.  We are working both in the offices and remotely with staff.

A couple of quick items we would like to share with you are:

  • Several of our insurance companies have installed a suspension of cancellation notices for non-payment. Thus, if you have the need to defer a payment or two, please contact us and see if this can be done with your insurance company.
  • Please be careful if your employer has asked you to deliver food, goods or services in this shut down time. There are specific exclusions that could void coverage.   Again, call us to discuss.
  • Regarding the “Stay At Home” directive put into place by Governor Mike DeWine, please see the Frequently Asked Questions form by clicking here. This is good information.

We will stay in touch. Our website has updated information on daily developments stemming from the Coronavirus pandemic.

Please take care,

All of us at Stolly Insurance

March 24,2020
OCR Issues Guidance to Help Ensure First Responders and Others Receive Protected Health Information about Individuals Exposed to COVID-19

Today, the Office for Civil Rights (OCR) at the U.S Department of Health and Human Services (HHS) issued guidance on how covered entities may disclose protected health information (PHI) about an individual who has been infected with or exposed to COVID-19 to law enforcement, paramedics, other first responders, and public health authorities in compliance with the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule.

The guidance explains the circumstances under which a covered entity may disclose PHI such as the name or other identifying information about individuals, without their HIPAA authorization, and provides examples including:

  • When needed to provide treatment;
  • When required by law;
  • When first responders may be at risk for an infection; and
  • When disclosure is necessary to prevent or lessen a serious and imminent threat.

This guidance clarifies the regulatory permissions that covered entities may use to disclose PHI to first responders and others so they can take extra precautions or use personal protective equipment. The guidance also includes a reminder that generally, covered entities must make reasonable efforts to limit the PHI used or disclosed to that which is the “minimum necessary” to accomplish the purpose for the disclosure.

“Our nation needs our first responders like never before and we must do all we can to assure their safety while they assure the safety of others,” said Roger Severino, OCR Director. “This guidance helps ensure first responders will have greater access to real time infection information to help keep them and the public safe,” added Severino.

The guidance may be found at:

For more information on HIPAA and COVID-19, see OCR’s February 2020 Bulletin

March 23, 2020
Governor DeWine Issues STAY AT HOME Order

Governor DeWine announces effective Monday, March 23rd at 11:59pm until April 6th, Ohio is under a “shelter-in-place/stay-at-home” order to prevent the spread of coronavirus. Read more

March 23, 2020
COVID-19 FAQS from Governor Dewine

Small Business
Q: Will there be financial assistance available to help small businesses affected by the health crisis?
A: Yes. On Tuesday, March 17, Governor DeWine applied to the U.S. Small Business Administration (SBA) to allow Ohio to qualify for the Economic Injury Disaster Loan Program. To read more about the program on SBA’s website. Read more

Ohio Restaurant Association
What restaurants and food service businesses need to know. Read more

Q: Can an employee file for unemployment if his/her hours have been reduced?
A: Yes, unemployment is available for employees whose hours have been reduced. See link below or additional info on unemployment from the Ohio Department of Job and Family Services. Read more

Resources for Economic Support – Ohio Department of Health Read more

March 23, 2020
An Important Message to Our Commercial Clients Regarding Coronavirus or Covid-19

News networks across the country have been filled with information on the now declared pandemic of the Coronavirus, or COVID-19.   As we start to hear about the threats this pandemic is posing to businesses, our agency wanted to address a common concern being raised about loss of income coverage as well as temporary delivery services.

It is possible that your commercial property insurance extends coverage to include loss of business income due to a closure of your business caused by a covered peril.  A communicable disease like the Coronavirus is typically not a considered to be a covered peril (such as wind, fire, hail, etc.), but you should not allow that assumption to keep you from taking action.

First, it is critically important to report all claims and potential claims to each and every carrier whose policy might apply to your loss. This includes Property, General Liability, Umbrella, Excess, Workers Compensation, Specialty and any other policy you may have.

Second, you need to determine whether you have purchased business income coverage.  If you do not find the coverage in your policy description, be sure to call our office so we can review.

Third, if your business closes due to the Coronavirus, it is important to know (again) that communicable diseases are not likely a covered peril that would give rise to insurance benefits for loss of income.

It doesn’t matter if the loss of income is just from a downturn of business due to the loss of customers, or the actual closure of your business. However, you should still consider reporting all claims and potential claims to our office for review.

We also understand that due to business downturn and mandated closures, a solution may be to temporarily offer or expand delivery services to customers. Businesses may need to re-deploy staff, who may otherwise lose their jobs, by directing them to operate as delivery drivers.

Please be advised that delivery service exposures may be excluded from both the hired and non-owned commercial automobile coverage form, as well as many personal automobile policies.   We encourage our insured businesses to consider partnering with online and mobile food-ordering and delivery marketplaces, where practicable.  If you are considering offering these services, please contact our agency to discuss potential coverage gaps and possible insurance solutions prior to starting this program.

Our agency has learned that in uncertain times, one thing is true – partnerships and trust matter. Though we ultimately don’t know how government-mandated business closures will be redressed, know that Stolly Insurance will be advocating with our industry associations on your behalf.  By pulling together, we will get through this.

Please contact us if you have any questions or need assistance.  We are here for you. 1(800) 686-2147


Your Friends at Stolly Insurance Group